General Questions

• What is a "Robo-Advisor"?

  Robo-advisor is a term that is often used to describe online financial institutio

• What is WealthBar?

  WealthBar is an online financial advisor. We offer financial advice, financial pl

• Is WealthBar Affiliated with any banks or ETF Providers?

  WealthBar is an independent financial advisor, working only on our client's behal

• Do you offer corporate/business investment accounts?

  We can open accounts for incorporated businesses, as well as other structures suc

• Will you invest in US listed ETFs, or just Canadian listed ETFs?

  Our ETF portfolios are primarily invested in Canadian listed ETFs, though we do s

• Can I change my investor style/investment portfolio once my funds are invested?

  At WealthBar we work with you to determine the most appropriate investor style an

• How frequently are accounts rebalanced? Do I need to rebalance the account myself?

  Rebalancing is automatic. Accounts are continuously monitored and rebalanced if t

• How liquid are my investments at WealthBar?

  All WealthBar investments are liquid, and in most cases funds can be in your Cana

• Does WealthBar have a mobile app?

  Yes, WealthBar has an app for Apple and Android mobile devices. You can find the

• What is involved in my free financial planning session?

  WealthBar's financial planning tools will give you a detailed overview of your cu

• How do I add my WealthBar account to Mint?

  Do you use Mint to manage your budget? You can easily link your WealthBar account

• What if I have other questions?

  Just ask! It's easy to ask us questions. You can message your advisor directly fr

• How is my rate of return calculated?

  The rate of return on your dashboard is a Money-Weighted Rate of Return, calculat

• What is Original Cost?

  Original Cost (shown on your Holdings Report) means the total amount paid to purc

• Who is Credential Securities Inc.?

  Credential Qtrade Securities Inc. (Credential) is one of WealthBar's custodians,

• Who is BBS Securities Inc. (Virtual Brokers)?

  BBS Securities Inc. is one of WealthBar's custodians, which means they are one of

• What is the Common Reporting Standard (CRS)?

  About the Common Reporting Standard   ( CRS) source: Canada Revenue Agency (CRA)

• When will I receive my tax slips and other tax documents?

  This is a guideline for when you can expect different types of tax documents to b

• What is total percentage return?

  This represents gains and losses of an investment over a specified period of time

• Understanding your Dashboard

  Your Dashboard reports tells you how your account has performed. It can help you

• WealthBar and CI Financial

  Why did WealthBar join the CI Financial group?  Joining forces with a strong inde

• What types of tax slips will I get?

  You can refer to the information below to determine if you can expect a tax slip

• How do I name a beneficiary to my WealthBar accounts?

  To name or designate a beneficiary to a registered account opened at WealthBar, s

• Client Relationship Disclosure Information

  We believe that successful long-term relationships rest on a foundation where bot

• Changes to the Relationship Disclosure Information

  How has the Relationship Disclosure  document   c hanged? We’ve recently updated